Our Heavy Commercial Vehicles (HCV) insurance provides comprehensive, tailored coverage, ensuring both your vehicles and employees are fully protected.
Under our Heavy Commercial Vehicles (HCV) insurance, ensuring the safety and security of your fleet and employees is crucial in today’s competitive business environment.
of commercial vehicles in South Africa are uninsured, risking owners, goods, and other road users.
Heavy Commercial Vehicle sales are projected to grow by 2025.
Key Benefits
At ASI, we understand the critical role that Heavy Commercial Vehicles (HCVs) play in business operations. That’s why our comprehensive HCV insurance is designed to protect your fleet, employees, and cargo, ensuring business continuity and peace of mind.
Vehicle Damage & Loss
- Covers accidents, theft, fire, and natural disasters (e.g., floods, hail, or storms).
- Protection for own damage and third-party liability in case of collisions.
Goods in Transit
- Covers loss or damage to cargo while being transported.
- Protection against theft, hijacking, and accidents to safeguard your goods.
Third-Party Liability
- Covers injuries, damages, or losses caused to third parties by your HCV.
- Legal and compensation costs arising from third-party claims.
Driver & Passenger Protection
- Medical expenses for drivers and passengers in case of an accident.
- Compensation for permanent disability or loss of life due to an accident.
Mechanical Breakdown Assistance
- 24/7 roadside assistance for breakdowns, towing, and emergency repairs.
- Fuel delivery, battery jump-starts, and tire replacement.
Fire & Theft Cover
- Covers damage caused by fire, vandalism, and theft of the vehicle or parts.
- Includes hijacking protection to safeguard your business assets.
Loss of Income Coverage
- Compensation for financial losses incurred due to downtime from an insured event.
- Helps keep your business running smoothly even when your vehicle is out of service.



Why Choose Our HCV Insurance?
✅ Tailored Solutions – Policies customized to fit your fleet and operational needs.
✅ Risk Management Support – Helping you minimize risks and reduce costs.
✅ Competitive Premiums – Affordable pricing with comprehensive coverage.
✅ 24/7 Claims Assistance – Fast and efficient claims processing to keep your business moving.
🔎 Protect your fleet, secure your cargo, and drive with confidence! Contact ASI today to get the best insurance solution for your heavy commercial vehicles.
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