Our expert advisors offer tailored coverage designed to protect your business’s unique needs, from assets to liabilities.
Our team provides ongoing support, adapting your coverage to meet changing circumstances and industry demands.
of the South African population is uninsured.
total average claim payouts between top insurers.
A Streamlined Approach to Commercial Insurance
As your business evolves, so do your insurance needs. Our team provides ongoing support, adapting your coverage to meet changing circumstances and industry demands. With a commitment to integrity and personalized service, we’re your trusted partner in navigating the complexities of commercial insurance.
Building Contractors
Franchises
Churches and Schools
Manufacturers
Fitment Centres
Retailers
Property Managers
Corporate and Office Type Risks
Doctors and Pharmacists
Hairdressers and Beauty Salons
Mining and Engineering
Plumbers and Electricians
Steel Product Manufacturers and Dealers
Accidental Damage
Accidental physical loss or damage to the insured property not otherwise insured.
Accounts Receivable
The total amount owed to you by your customers, as recorded in your accounting books.
Body Corporate
Safeguard yourself against risks such as property, lease and Sectional Title issues, to legal and engineering risks affecting your Sectional Title property.
Buildings Combined
Damage to buildings you own or are responsible for.
Business All Risks
Loss or damage of goods in transit that belong to you or that you are responsible for.
Business Interruption
Your financial loss resulting from the disruption or hindrance of your business operations.
Cyber Security
Safeguard against financial losses due to data breaches, cyberattacks, and other digital threats.
Electronic Equipment
Comprehensive Cover for any data processing equipment listed on your policy schedule.
Fidelity
Cover in the event of fraud, dishonesty, or theft of money and/or property, by an employee.
Fire
Loss or damage to the part, or whole, of the property underwritten in your schedule.
Glass
The loss of or damage to glass of fixed property.
Goods in Transit
Loss or damage to goods carried by the insured.
Homeowner Insurance
Cover for unforeseen damage to your building as well as damage to all of the fixtures and fittings in your home.
Machinery Breakdown
Compensates for losses and extra costs due to accidental damage that causes machine failure despite regular maintenance.
Machinery Breakdown Business Interruption
Cover for reduction in profits as a result of a machinery breakdown.
Money
Loss of money as a result of theft or robbery.
Motor
Loss of or damage to any insured vehicle, including its accessories and spare parts, whether they are on or inside the vehicle.
Motor Traders: External
Provides cover for loss or damage to vehicles not kept on your premises.
Motor Traders: Internal
Provides cover for loss or damage to vehicles whilst on the premises of the insured business.
Office Contents
Cover everything in your office in case your stuff is stolen or damaged.
Plant All Risk
Covers you for the loss of, and damage to, plant and equipment, whether you own it or hire it.
Product Liability
Cost related to a product you made or sold that caused injury or property damage to other people.
Professional Indemnity
Cover designed to you and your employees against a claim for negligent service or advice.
Public and Employers Liability
Cost related to accidental death/injury, illness, or accidental loss or damage involving other people.
SASRIA
Cover against special risks such as civil commotion, public disorder, strikes, riots, and terrorism to companies operating in South Africa.
Stated Benefits and Group Personal Accident
Costs related to death or bodily injury to your employees.
Theft
Loss or damage, as a result of theft accompanied by forced entry into or exit from any building.
Our Product Providers
